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Since the cash coming in and going out vary in amounts and intervals it can often get quite confusing to try to figure out how much we can afford to spend or save during any given month. Just because you have left over cash this month doesn't mean it's actually available for spending.
This budget calculator was designed to convert all incoming and outgoing cash into their monthly equivalents making it easier to see just how much you can really afford to spend during each month.
Your household is just as much a business as any traditional business, the various sections of the budget calculator have been set up in the same way many businesses would set up their cash flow worksheet.
Starting at the top and working your way down, complete and calculate the cash flows for each of the six sections.
Once you've computed the entire worksheet, including the Cash Flow Summary, you can then go back and edit your entries. Once you're comfortable with your Cash Flow Forecast you can then click on the "Create Report" button at the bottom of the worksheet. This will create a condensed report in a new window that you can print out and refer to when creating your spending plan.
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